Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,214$168,214$192,599
Remaining term (yrs)25.825.830.0
Secondary amount$0$35,085$0
Funding fee$0$0$0
Note rate5.700%5.700%7.400%
Blended rate6.550%7.469%7.640%
1st payment$1,036.43$1,036.43$1,333.52
2nd payment$0.00$347.19$0.00
Taxes / mo$638.87$638.87$638.87
Insurance / mo$150.00$150.00$150.00
MI / mo$126.49$126.49$38.52
HOA / mo$0.00$0.00$0.00
Total monthly$1,951.78$2,298.97$2,160.90
Cash to close$45,785$10,700$21,400