Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$104,111	$104,111	$220,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$116,389	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.376%	7.640%
1st payment	$646.85	$646.85	$1,526.70
2nd payment	$0.00	$775.92	$0.00
Taxes / mo	$338.33	$338.33	$338.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.42	$99.42	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,234.60	$2,010.53	$2,059.13
Cash to close	$140,889	$24,500	$24,500