Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$200,275$200,275$224,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$36,275$0
Funding fee$1,001$1,001$0
Note rate3.850%3.850%7.400%
Blended rate3.850%5.081%7.640%
1st payment$1,024.55$1,024.55$1,551.62
2nd payment$0.00$358.97$0.00
Taxes / mo$589.92$589.92$589.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,764.47$2,123.44$2,336.36
Cash to close$48,725$12,450$24,900