Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$5,810$5,810$256,500
Remaining term (yrs)21.021.030.0
Secondary amount$0$250,690$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%7.661%7.640%
1st payment$30.81$30.81$1,775.95
2nd payment$0.00$1,619.04$0.00
Taxes / mo$580.17$580.17$580.17
Insurance / mo$150.00$150.00$150.00
MI / mo$4.86$4.86$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$765.84$2,384.88$2,557.42
Cash to close$279,190$28,500$28,500