Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$50,083$50,083$216,000
Remaining term (yrs)15.615.630.0
Secondary amount$0$165,917$0
Funding fee$0$0$0
Note rate3.830%3.830%7.400%
Blended rate4.680%7.230%7.640%
1st payment$353.31$353.31$1,495.54
2nd payment$0.00$1,106.11$0.00
Taxes / mo$531.20$531.20$531.20
Insurance / mo$150.00$150.00$150.00
MI / mo$53.51$53.51$43.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,088.03$2,194.14$2,219.94
Cash to close$189,917$24,000$24,000