Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,563	$68,563	$188,100
Remaining term (yrs)	18.9	18.9	30.0
Secondary amount	$0	$119,537	$0
Funding fee	$0	$0	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	4.760%	6.819%	7.640%
1st payment	$426.59	$426.59	$1,302.37
2nd payment	$0.00	$796.91	$0.00
Taxes / mo	$286.08	$286.08	$286.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$63.99	$63.99	$37.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$926.66	$1,723.57	$1,776.07
Cash to close	$140,437	$20,900	$20,900