Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$153,923	$153,923	$210,600
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$56,677	$0
Funding fee	$770	$770	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	4.615%	7.640%
1st payment	$733.21	$733.21	$1,458.15
2nd payment	$0.00	$425.08	$0.00
Taxes / mo	$452.25	$452.25	$452.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$42.12
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,335.46	$1,760.54	$2,102.52
Cash to close	$80,077	$23,400	$23,400