Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$52,080	$52,080	$152,999
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$100,919	$0
Funding fee	$0	$0	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.930%	6.955%	7.640%
1st payment	$375.38	$375.38	$1,059.33
2nd payment	$0.00	$672.79	$0.00
Taxes / mo	$439.31	$439.31	$439.31
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$55.16	$55.16	$30.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,019.86	$1,692.65	$1,679.25
Cash to close	$117,919	$17,000	$17,000