Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,735	$187,735	$265,050
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$77,315	$0
Funding fee	$939	$939	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	4.913%	7.640%
1st payment	$942.02	$942.02	$1,835.15
2nd payment	$0.00	$579.86	$0.00
Taxes / mo	$497.58	$497.58	$497.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.01
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,589.60	$2,169.46	$2,535.74
Cash to close	$106,765	$29,450	$29,450