Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,010	$214,010	$447,993
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$233,983	$0
Funding fee	$1,070	$1,070	$0
Note rate	2.875%	2.875%	7.400%
Blended rate	2.875%	5.421%	7.640%
1st payment	$1,042.21	$1,042.21	$3,101.81
2nd payment	$0.00	$1,511.14	$0.00
Taxes / mo	$658.01	$658.01	$658.01
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,866.89	$3,378.03	$4,016.09
Cash to close	$283,760	$49,777	$49,777