Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$244,882	$244,882	$260,955
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$30,570	$0
Funding fee	$1,224	$1,224	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	6.860%	7.417%	7.640%
1st payment	$1,626.16	$1,626.16	$1,806.80
2nd payment	$0.00	$302.52	$0.00
Taxes / mo	$652.31	$652.31	$652.31
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.19
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,428.47	$2,730.99	$2,661.30
Cash to close	$45,068	$14,498	$28,995