Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$135,791$135,791$251,910
Remaining term (yrs)9.99.930.0
Secondary amount$0$116,119$0
Funding fee$679$679$0
Note rate2.150%2.150%7.400%
Blended rate2.150%4.847%7.640%
1st payment$1,258.60$1,258.60$1,744.17
2nd payment$0.00$774.13$0.00
Taxes / mo$225.83$225.83$225.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,634.43$2,408.56$2,170.39
Cash to close$144,109$27,990$27,990