Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$156,894	$156,894	$261,900
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$105,006	$0
Funding fee	$784	$784	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	4.813%	7.640%
1st payment	$728.46	$728.46	$1,813.34
2nd payment	$0.00	$700.04	$0.00
Taxes / mo	$583.33	$583.33	$583.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,461.80	$2,161.83	$2,599.06
Cash to close	$134,106	$29,100	$29,100