Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$138,780	$138,780	$267,750
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$128,970	$0
Funding fee	$694	$694	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	5.398%	7.640%
1st payment	$650.85	$650.85	$1,853.85
2nd payment	$0.00	$859.80	$0.00
Taxes / mo	$665.25	$665.25	$665.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.55
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,466.10	$2,325.90	$2,722.65
Cash to close	$158,720	$29,750	$29,750