Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$180,819$180,819$247,455
Remaining term (yrs)24.824.830.0
Secondary amount$0$66,636$0
Funding fee$904$904$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.601%7.640%
1st payment$857.51$857.51$1,713.33
2nd payment$0.00$499.77$0.00
Taxes / mo$624.58$624.58$624.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.49
HOA / mo$0.00$0.00$0.00
Total monthly$1,632.10$2,131.87$2,537.40
Cash to close$94,131$27,495$27,495