Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,810	$157,810	$283,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$125,690	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.562%	7.640%
1st payment	$743.49	$743.49	$1,962.90
2nd payment	$0.00	$837.93	$0.00
Taxes / mo	$529.00	$529.00	$529.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$56.70
HOA / mo	$13.33	$13.33	$13.33
Total monthly	$1,564.49	$2,402.42	$2,711.93
Cash to close	$157,190	$31,500	$31,500