Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,312	$140,312	$272,700
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$132,388	$0
Funding fee	$702	$702	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.120%	6.004%	7.640%
1st payment	$915.33	$915.33	$1,888.12
2nd payment	$0.00	$882.59	$0.00
Taxes / mo	$541.67	$541.67	$541.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.54
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,606.99	$2,489.58	$2,634.33
Cash to close	$162,688	$30,300	$30,300