Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$223,272$223,272$247,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$37,978$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.939%7.640%
1st payment$1,473.48$1,473.48$1,713.64
2nd payment$0.00$375.82$0.00
Taxes / mo$648.42$648.42$648.42
Insurance / mo$150.00$150.00$150.00
MI / mo$104.44$104.44$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,376.34$2,752.16$2,561.56
Cash to close$51,728$13,750$27,500