Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,920$146,920$220,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$73,580$0
Funding fee$735$735$0
Note rate3.610%3.610%7.400%
Blended rate3.610%5.409%7.640%
1st payment$780.68$780.68$1,526.70
2nd payment$0.00$551.85$0.00
Taxes / mo$49.51$49.51$49.51
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$980.19$1,532.04$1,770.31
Cash to close$98,080$24,500$24,500