Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$91,426$91,426$193,500
Remaining term (yrs)16.016.030.0
Secondary amount$0$102,074$0
Funding fee$457$457$0
Note rate3.500%3.500%7.400%
Blended rate3.500%5.874%7.640%
1st payment$617.77$617.77$1,339.75
2nd payment$0.00$680.49$0.00
Taxes / mo$598.75$598.75$598.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,366.52$2,047.02$2,127.20
Cash to close$123,574$21,500$21,500