Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$91,823	$91,823	$229,500
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$137,677	$0
Funding fee	$459	$459	$0
Note rate	4.880%	4.880%	7.400%
Blended rate	4.880%	6.752%	7.640%
1st payment	$778.38	$778.38	$1,589.01
2nd payment	$0.00	$917.85	$0.00
Taxes / mo	$650.00	$650.00	$650.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,578.38	$2,496.23	$2,434.91
Cash to close	$163,177	$25,500	$25,500