Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,453	$98,453	$193,500
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$95,047	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.787%	7.640%
1st payment	$690.39	$690.39	$1,339.75
2nd payment	$0.00	$712.85	$0.00
Taxes / mo	$504.02	$504.02	$504.02
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.95	$104.95	$38.70
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$1,554.36	$2,267.21	$2,137.47
Cash to close	$116,547	$21,500	$21,500