Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$76,954$76,954$259,200
Remaining term (yrs)20.020.030.0
Secondary amount$0$182,246$0
Funding fee$0$0$0
Note rate3.440%3.440%7.400%
Blended rate4.290%6.899%7.640%
1st payment$441.38$441.38$1,794.65
2nd payment$0.00$1,214.97$0.00
Taxes / mo$754.83$754.83$754.83
Insurance / mo$150.00$150.00$150.00
MI / mo$70.15$70.15$51.84
HOA / mo$0.00$0.00$0.00
Total monthly$1,416.36$2,631.34$2,751.32
Cash to close$211,046$28,800$28,800