Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,621	$259,621	$297,000
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$37,379	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.234%	7.640%
1st payment	$1,694.29	$1,694.29	$2,056.37
2nd payment	$0.00	$280.34	$0.00
Taxes / mo	$608.12	$608.12	$608.12
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.76	$123.76	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,576.17	$2,856.51	$2,873.88
Cash to close	$70,379	$33,000	$33,000