Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$124,683$124,683$278,955
Remaining term (yrs)18.018.030.0
Secondary amount$0$154,272$0
Funding fee$623$623$0
Note rate4.130%4.130%7.400%
Blended rate4.130%6.270%7.640%
1st payment$816.54$816.54$1,931.43
2nd payment$0.00$1,028.48$0.00
Taxes / mo$625.00$625.00$625.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.79
HOA / mo$0.00$0.00$0.00
Total monthly$1,591.54$2,620.02$2,762.22
Cash to close$185,267$30,995$30,995