Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$30,141	$30,141	$256,499
Remaining term (yrs)	2.0	2.0	30.0
Secondary amount	$0	$226,359	$0
Funding fee	$0	$0	$0
Note rate	3.490%	3.490%	7.400%
Blended rate	4.340%	7.349%	7.640%
1st payment	$1,251.74	$1,251.74	$1,775.95
2nd payment	$0.00	$1,461.90	$0.00
Taxes / mo	$575.81	$575.81	$575.81
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.11	$124.11	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,101.66	$3,563.56	$2,553.06
Cash to close	$254,858	$28,500	$28,500