Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$328,126	$319,410
Remaining term (yrs)	26.9	30.0
Secondary amount	$0	$0
Funding fee	$1,641	$0
Note rate	6.710%	7.400%
Blended rate	6.710%	7.640%
1st payment	$2,195.23	$2,211.53
2nd payment	$0.00	$0.00
Taxes / mo	$295.75	$295.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$63.88
HOA / mo	$0.00	$0.00
Total monthly	$2,640.98	$2,721.16
Cash to close	$26,774	$35,490