Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,176$199,176$288,000
Remaining term (yrs)13.913.930.0
Secondary amount$0$88,824$0
Funding fee$996$996$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.271%7.640%
1st payment$1,808.71$1,808.71$1,994.05
2nd payment$0.00$666.18$0.00
Taxes / mo$612.17$612.17$612.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,570.87$3,237.06$2,813.82
Cash to close$120,824$32,000$32,000