Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,261	$118,261	$202,500
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$84,239	$0
Funding fee	$0	$0	$0
Note rate	4.270%	4.270%	7.400%
Blended rate	5.120%	6.734%	7.640%
1st payment	$677.85	$677.85	$1,402.07
2nd payment	$0.00	$631.79	$0.00
Taxes / mo	$506.79	$506.79	$506.79
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.37	$97.37	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,432.01	$2,063.80	$2,099.36
Cash to close	$106,739	$22,500	$22,500