Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$275,355$275,355$387,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$111,645$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%5.538%7.640%
1st payment$1,471.53$1,471.53$2,679.51
2nd payment$0.00$744.30$0.00
Taxes / mo$138.33$138.33$138.33
Insurance / mo$150.00$150.00$150.00
MI / mo$226.73$226.73$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,986.59$2,730.89$3,045.24
Cash to close$154,645$43,000$43,000