Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$195,967	$195,967	$261,000
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$65,033	$0
Funding fee	$0	$0	$0
Note rate	4.550%	4.550%	7.400%
Blended rate	5.400%	6.297%	7.640%
1st payment	$1,173.50	$1,173.50	$1,807.11
2nd payment	$0.00	$487.75	$0.00
Taxes / mo	$49.83	$49.83	$49.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$163.10	$163.10	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,536.43	$2,024.18	$2,059.14
Cash to close	$94,033	$29,000	$29,000