Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,971	$199,971	$301,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$101,529	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	5.287%	7.640%
1st payment	$960.96	$960.96	$2,087.53
2nd payment	$0.00	$676.86	$0.00
Taxes / mo	$148.71	$148.71	$148.71
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$160.22	$160.22	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,419.89	$2,096.75	$2,446.54
Cash to close	$135,029	$33,500	$33,500