Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$232,819$232,819$315,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$82,181$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.164%7.640%
1st payment$1,101.70$1,101.70$2,181.00
2nd payment$0.00$616.36$0.00
Taxes / mo$116.83$116.83$116.83
Insurance / mo$150.00$150.00$150.00
MI / mo$186.05$186.05$63.00
HOA / mo$23.33$23.33$23.33
Total monthly$1,577.91$2,194.27$2,534.16
Cash to close$117,181$35,000$35,000