Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$188,066	$188,066	$294,300
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$106,234	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.335%	7.640%
1st payment	$891.88	$891.88	$2,037.67
2nd payment	$0.00	$708.23	$0.00
Taxes / mo	$99.72	$99.72	$99.72
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.23	$150.23	$58.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,291.83	$2,000.05	$2,346.25
Cash to close	$138,934	$32,700	$32,700