Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,668	$252,668	$458,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$206,242	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	5.729%	7.640%
1st payment	$1,267.84	$1,267.84	$3,177.40
2nd payment	$0.00	$1,331.98	$0.00
Taxes / mo	$327.21	$327.21	$327.21
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$206.87	$206.87	$91.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,968.58	$3,300.56	$3,763.06
Cash to close	$257,232	$50,990	$50,990