Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$94,962$94,962$252,000
Remaining term (yrs)19.919.930.0
Secondary amount$0$157,038$0
Funding fee$0$0$0
Note rate3.480%3.480%7.400%
Blended rate4.330%6.617%7.640%
1st payment$549.77$549.77$1,744.80
2nd payment$0.00$1,046.92$0.00
Taxes / mo$83.75$83.75$83.75
Insurance / mo$150.00$150.00$150.00
MI / mo$86.94$86.94$50.40
HOA / mo$250.00$250.00$250.00
Total monthly$1,120.45$2,167.37$2,278.94
Cash to close$185,038$28,000$28,000