Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$137,504	$137,504	$499,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$361,996	$0
Funding fee	$688	$688	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	6.594%	7.640%
1st payment	$682.28	$682.28	$3,458.44
2nd payment	$0.00	$2,337.89	$0.00
Taxes / mo	$462.50	$462.50	$462.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.90
HOA / mo	$422.00	$422.00	$422.00
Total monthly	$1,733.45	$4,071.33	$4,609.50
Cash to close	$417,496	$55,500	$55,500