Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$177,630	$177,630	$427,320
Remaining term (yrs)	19.2	19.2	30.0
Secondary amount	$0	$249,690	$0
Funding fee	$888	$888	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	5.697%	7.640%
1st payment	$993.23	$993.23	$2,958.68
2nd payment	$0.00	$1,612.58	$0.00
Taxes / mo	$176.00	$176.00	$176.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.46
HOA / mo	$27.67	$27.67	$27.67
Total monthly	$1,363.57	$2,976.15	$3,414.48
Cash to close	$297,170	$47,480	$47,480