Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$250,841	$250,841	$300,510
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$49,669	$0
Funding fee	$0	$0	$0
Note rate	3.220%	3.220%	7.400%
Blended rate	4.070%	4.885%	7.640%
1st payment	$1,202.87	$1,202.87	$2,080.67
2nd payment	$0.00	$372.52	$0.00
Taxes / mo	$153.83	$153.83	$153.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.52	$196.52	$60.10
HOA / mo	$340.00	$340.00	$340.00
Total monthly	$2,043.23	$2,415.74	$2,784.61
Cash to close	$83,059	$33,390	$33,390