Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$243,119	$243,119	$629,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$385,981	$0
Funding fee	$1,216	$1,216	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	2.740%	5.814%	7.640%
1st payment	$1,136.23	$1,136.23	$4,355.76
2nd payment	$0.00	$2,492.80	$0.00
Taxes / mo	$151.40	$151.40	$151.40
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.82
HOA / mo	$108.00	$108.00	$108.00
Total monthly	$1,562.29	$4,055.09	$4,907.65
Cash to close	$455,881	$69,900	$69,900