Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$138,680	$138,680	$440,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$301,420	$0
Funding fee	$693	$693	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	6.168%	7.640%
1st payment	$647.42	$647.42	$3,047.16
2nd payment	$0.00	$1,946.67	$0.00
Taxes / mo	$124.20	$124.20	$124.20
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$88.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$938.29	$2,884.96	$3,426.05
Cash to close	$350,320	$48,900	$48,900