Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$621,986$621,986$634,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$47,764$0
Funding fee$3,110$3,110$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.419%7.640%
1st payment$2,862.45$2,862.45$4,393.15
2nd payment$0.00$472.67$0.00
Taxes / mo$280.24$280.24$280.24
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$126.90
HOA / mo$119.00$119.00$119.00
Total monthly$3,478.36$3,951.03$5,135.96
Cash to close$83,014$35,250$70,500