Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,270$493,270$540,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$46,730$0
Funding fee$2,466$2,466$0
Note rate3.760%3.760%7.400%
Blended rate3.760%4.213%7.640%
1st payment$2,503.89$2,503.89$3,738.85
2nd payment$0.00$350.47$0.00
Taxes / mo$168.42$168.42$168.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$65.00$65.00$65.00
Total monthly$2,903.97$3,254.45$4,246.93
Cash to close$106,730$60,000$60,000