Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$491,541	$463,500
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$2,458	$0
Note rate	4.170%	7.400%
Blended rate	4.170%	7.640%
1st payment	$2,602.01	$3,209.18
2nd payment	$0.00	$0.00
Taxes / mo	$116.20	$116.20
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$92.70
HOA / mo	$36.67	$36.67
Total monthly	$2,921.54	$3,621.42
Cash to close	$23,459	$51,500