Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,261$315,261$1,123,200
Remaining term (yrs)38.938.930.0
Secondary amount$0$807,939$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.652%7.640%
1st payment$1,934.40$1,934.40$7,776.81
2nd payment$0.00$5,217.94$0.00
Taxes / mo$1,040.00$1,040.00$1,040.00
Insurance / mo$216.67$216.67$216.67
MI / mo$145.21$145.21$224.64
HOA / mo$0.00$0.00$0.00
Total monthly$3,336.27$8,554.21$9,258.12
Cash to close$932,739$124,800$124,800