Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$361,731	$361,731	$445,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$83,769	$0
Funding fee	$1,809	$1,809	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.096%	7.640%
1st payment	$1,715.60	$1,715.60	$3,084.55
2nd payment	$0.00	$628.27	$0.00
Taxes / mo	$284.98	$284.98	$284.98
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$2,222.25	$2,850.51	$3,680.30
Cash to close	$133,269	$49,500	$49,500