Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$120,049	$120,049	$378,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$257,951	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.765%	7.640%
1st payment	$841.83	$841.83	$2,617.20
2nd payment	$0.00	$1,665.93	$0.00
Taxes / mo	$211.50	$211.50	$211.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.97	$127.97	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,331.30	$2,997.24	$3,054.30
Cash to close	$299,951	$42,000	$42,000