Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$522,278	$522,278	$2,205,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$1,682,722	$0
Funding fee	$2,611	$2,611	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	3.720%	6.795%	7.640%
1st payment	$2,768.49	$2,768.49	$15,266.97
2nd payment	$0.00	$10,867.58	$0.00
Taxes / mo	$537.02	$537.02	$537.02
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$441.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,522.18	$14,389.76	$16,461.66
Cash to close	$1,927,722	$245,000	$245,000