Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$174,266	$174,266	$591,300
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$417,034	$0
Funding fee	$871	$871	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	6.388%	7.640%
1st payment	$843.81	$843.81	$4,094.04
2nd payment	$0.00	$2,693.34	$0.00
Taxes / mo	$319.42	$319.42	$319.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$118.26
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,379.90	$4,073.24	$4,748.39
Cash to close	$482,734	$65,700	$65,700