Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,943	$187,943	$323,100
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$135,157	$0
Funding fee	$940	$940	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.070%	5.714%	7.640%
1st payment	$1,054.40	$1,054.40	$2,237.08
2nd payment	$0.00	$901.04	$0.00
Taxes / mo	$77.40	$77.40	$77.40
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.62
HOA / mo	$27.00	$27.00	$27.00
Total monthly	$1,308.80	$2,209.84	$2,556.10
Cash to close	$171,057	$35,900	$35,900